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18 days old

Residential Mortgage Underwriter

Kelly Services
Scottsdale, AZ 85258
100% Remote position and can be worked from any time zone. Previous experience is required. Excellent compensation, including monthly bonus and benefits that begin on day 1,



Responsible for underwriting loans for successful transaction and sale. Ensures the performance of all duties in accordance with the companys policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates



**Responsibilities**




+ Underwrites 4 6 Conventional, USDA, FHA, and VA loans within company, investor, and industry guidelines per day with a standard turnaround time of 24 - 48 hours

+ Maintains a current knowledge of loan programs

+ Analyzes and issues credit decisions. Reviews and makes informed decisions on financial statements, credit reports and applicable ratios (i.e., DTI and LTV)

+ Analyzes risk appropriately by assessing property information including: purchase contract, escrow instructions, and preliminary title report

+ Evaluates/examines transactions to ensure accuracy and completeness. Ensures documents are consistent and compliant. Identifies red flags on documentation




+ Assists with renegotiation of loans based on lending guidelines.

+ Gathers information from agency materials to make appropriate decisions. Assigns and signs off on appropriate loan conditions.

+ Assists Processing Department with problematic files to expedite submissions.

+ Effectively explains rationale behind credit decision to internal customers and/or auditors.

+ Answers program guideline and borrower qualification questions from loan consultants and processors.




+ Communicates effectively with internal staff to maintain high level of customer service.

+ Calculates complex income scenarios.

+ Performs other duties and projects as assigned.



**Requirements:**




+ High School Degree or equivalent required and a minimum of six (6) + years of successful professional experience within the mortgage lending industry preferred.




+ Bachelors Degree preferred.

+ Minimum of three (3) + years of successful Conventional, FHA, and VA underwriting experience required.

+ Valid and current FHA Direct Endorsement (DE) certification required and SAR certification preferred.

+ Proficiency in Desktop Underwriter (DU) and Loan Prospector (LP) Programs required.


**Why Kelly** **** **?**



As a worker today, its up to you to take charge of your career and look for opportunities to learn, grow, and achieve your potential. Helping you find whats next is what were all about. We know whats going on in the evolving world of workjust ask the 440,000 people we employ each year. Connecting with us means getting the support, guidance, and opportunities needed to take your career where you may have never imagined.




**About Kelly** ****




At Kelly, were always thinking about whats next and advising job seekers on new ways of working to reach their full potential. In fact, were a leading advocate for temporary/non-traditional workstyles, because we believe they allow flexibility and tremendous growth opportunities that enable a better way to work and live. Connecting great people with great companies is what we do best, and our employment opportunities span a wide variety of workstyles, skill levels, and industries around the world.


Kelly is an equal opportunity employer committed to employing a diverse workforce and providing accommodations for people with disabilities in all parts of the hiring process as required under its Employment Accommodation Policy. Kelly will work with applicants to meet accommodation needs that are made known to Kelly in advance.
Posted: 2021-01-08 Expires: 2021-02-08

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Residential Mortgage Underwriter

Kelly Services
Scottsdale, AZ 85258

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